Privacy Policy
Last Updated: January 10, 2025

Introduction

CITA - Capital Institute of Technical Analysis (SMC-PRIVATE LIMITED) (“we,” “our,” or “us”) is committed to protecting the privacy of our users. This Privacy Policy outlines how we collect, use, and safeguard your personal information when you visit our website www.cita.com.pk or engage with our services, including our WhatsApp-based educational service.

Information We Collect

• Personal Information: When you register for our courses, subscribe to our newsletters, contact us, or subscribe to our 2000 Rupees/month educational service via WhatsApp, we may collect personal details such as your name, email address, phone number, and payment information.

• Usage Data: We collect non-identifiable information such as browser type, operating system, referring URLs, pages viewed, and the dates/times of visits to analyze trends and improve our website’s performance.

Use of Information

We use the collected information to:

• Provide and manage our educational services, including delivery of real-time analysis and lessons via WhatsApp.

• Process transactions, including subscription management and refund requests within 10 days of payment.

• Communicate with you about updates, promotions, and other relevant information.

• Improve our website, services, and customer experience.

Cookies and Tracking Technologies

Our website uses cookies to enhance user experience, analyze site traffic, and personalize content. You can control cookie preferences through your browser settings.

Data Sharing and Disclosure

We do not sell or rent your personal information to third parties. We may share information with:

• Service Providers: Trusted third parties who assist in operating our website and conducting our business, provided they agree to keep this information confidential.

• Legal Requirements: If required by law or in response to valid requests by public authorities.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against

unauthorized access, alteration, disclosure, or destruction.

Your Rights

Depending on your jurisdiction, you may have rights to access, correct, or delete your personal information. To exercise these rights, please contact us at ask@cita.com.pk.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.

Terms of Use

Last Updated: January 10, 2025

Acceptance of Terms

By accessing and using www.cita.com.pk, you agree to comply with and be bound by these Terms of Use. If you do not agree, please refrain from using our website.

Use of Website

You agree to use our website for lawful purposes only and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of CITA - Capital Institute of Technical Analysis (SMC-PRIVATE LIMITED) or its content suppliers and is protected by international copyright laws. Unauthorized use of any content is prohibited.

User Accounts

When you create an account with us or subscribe to our WhatsApp service, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and WhatsApp access and for restricting access to your devices.

Limitation of Liability

CITA shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, the website or the content.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on the website. Your continued use of the website signifies your acceptance of the updated terms.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Pakistan. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Islamabad, Pakistan.

Contact Us

If you have any questions about our Privacy Policy or Terms of Use, please contact us at:
ask@cita.com.pk
CITA - Capital Institute of Technical Analysis (SMC-PRIVATE LIMITED)
4-A, Ghauri Town,
Islamabad, Pakistan

Disclaimer & Risk Disclosure

Last Updated: January 10, 2025

Educational Purpose Only

CITA - Capital Institute of Technical Analysis (SMC-PRIVATE LIMITED) is an independent financial education organization. All training services, materials, presentations, and consultations offered through this website or any affiliated platform, including WhatsApp, are provided strictly for educational purposes. We do not provide investment advice, portfolio management services, trading signals, brokerage services, or solicitations to invest in any financial instrument.

No Guarantee of Results

Trading and investing in financial markets involve significant risk. While our training is designed to enhance technical knowledge and decision-making frameworks, no outcome, profitability, or performance result is guaranteed. Each client remains fully responsible for their own trading decisions, actions, and financial outcomes.

Use of Information

Any reference to historical market behavior, strategy frameworks, or analytical techniques is provided for instructional purposes only and should not be interpreted as an endorsement of any particular trading method or forecast. Users are encouraged to conduct their own independent research or consult a licensed financial professional before making financial decisions.

Market Risk Warning

Trading in derivatives, futures, foreign exchange, and other leveraged instruments involves a high level of risk and may not be suitable for all investors. Leverage can work both for and against you. Before engaging in trading activity, clients should ensure they fully understand the nature of the instruments and the extent of their exposure to risk.

Legal & Regulatory Status

CITA - Capital Institute of Technical Analysis (SMC-PRIVATE LIMITED) does not operate as a broker, dealer, or investment advisory firm. Our services do not constitute a solicitation, offer, or recommendation to buy or sell any financial instrument. Our educational subscription service of 2000 Rupees/month includes the option for a full refund within 10 days of initial subscription, subject to request.